Child Education Planning
Their Dreams Deserve
a Funded Plan — Not a Last-Minute Loan.
Education inflation in India runs well above general inflation. A structured, early-start plan is the difference between choice and compromise when the time comes.
The Real Problem
Education Costs Grow Faster Than Most People Realise
Underestimating future tuition and living costs
Relying entirely on future loans
Investing only in low-return traditional products
No dedicated corpus for education
Starting too late to benefit from compounding
Mixing education money with retirement money
You can borrow for a home.
You should not have to borrow for their dreams.
Why It Matters
Early Planning Is the Single Biggest Advantage
The earlier you start, the smaller the monthly commitment — and the greater the freedom your child has when choosing their path.
Current age of child
Target course & country
Expected inflation
Existing savings
Monthly surplus
Risk appetite
"Time in the market matters far more than the size of the SIP."
How Aarush Wealth Helps
A Dedicated Education Corpus — Built Systematically
Goal Quantification
- Estimate future cost in target year
- Factor in education inflation
- Break into school, UG and PG milestones
- Account for currency, if applicable
Investment Strategy
- Equity-oriented for long horizons
- Gradual shift to debt as goal nears
- SIPs matched to monthly surplus
- Top-ups linked to income growth
Risk Protection
- Adequate term cover for the parent
- Goal-linked protection review
- Emergency fund kept separate
- Health cover for the family
Review & Adjust
- Annual progress check
- Rebalance as horizon shortens
- Adjust for changes in aspiration
- Course correction, not panic
Our Philosophy
Fund the Goal Early. Protect It Always.
A child's education goal has a fixed deadline. Our job is to make sure the corpus is ready on that date — regardless of markets, income shocks or life events.
Reflect
Ask Yourself Today…
Q1.Do I know what my child's education will cost in the year they need it?
Q2.Is there a dedicated investment for that goal today?
Q3.If my income stopped tomorrow, would this goal still be safe?
Complimentary Review
Let's Build Your Child's Education Roadmap.
We'll estimate the corpus you need, map it against what you already have, and design a monthly plan that fits your income and time horizon.
The information on this page is intended solely for educational and informational purposes and should not be construed as investment, insurance, tax or legal advice. Any recommendations will be made after understanding your financial situation and objectives, in accordance with applicable regulatory requirements. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully before investing.